V - Visa Inc
The world's largest payments network, connecting billions of consumers, millions of merchants, and thousands of financial institutions in a nearly unassailable two-sided marketplace.
Finlify Score
57.7 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$323.82
+0.44%
52W Range
$293.89 - $374.17
Market Cap
$621.6B
+0.4%Compared to previous day
2026 Q1 Revenue
$11.2B
+3.0%Changes from last reporting quarter
2026 Q1 EPS
$25.31
Diluted shares
Analyst Rating
48 analysts in latest ratings feed
RSI
47.4
40-70 moderate
2Y Range Position
58%
-13.8% from high / +28.9% from low
Beta
0.77
Relative to market benchmark
MACD
-0.40
MACD line 0.20 / signal line 0.59
Fundamental Trend
Growth 73.5Financial Health
Quality 83.4Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
HOLD57.7 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $11.2B+3.0% | $10.9B+1.7% | $10.7B+5.4% | $10.2B+6.0% |
| Gross Profit | - | - | - | - |
| Operating Income | $7.2B+7.4% | $6.7B+9.6% | $6.1B-0.5% | $6.2B+13.7% |
| Net Income | $6.0B+2.9% | $5.9B+15.0% | $5.1B-3.5% | $5.3B+15.2% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jun 16, 2026
Finlify's signal for Visa Inc. (V) on 2026-06-12 is HOLD, with an overall Finlify Score of 57.2 out of 100, suggesting a neutral stance despite strong fundamental and financial quality scores.
Technical
The Relative Strength score of 23.3/100 appears relatively low, potentially indicating underperformance compared to peers, even as the Accumulation / Volume score is a moderate 62.7/100. The asset's RSI(14) is near neutral at 50.4, and it has experienced a -0.0% 20-day return, while being -9.8% from its 52-week high.
Fundamentals
Visa's Fundamental Trend score of 73.5/100 and Financial Quality score of 83.4/100 suggest robust underlying health. However, valuation multiples such as a P/E of 30.0x, P/B of 17.3x, and P/S of 15.0x appear elevated relative to some market averages, though its Beta is a relatively low 0.8, and it offers a Dividend Yield of 0.84%.
Macro Context
With CPI YoY at 4.3% and Core CPI at 3.0%, persistent inflation may influence consumer spending, which could impact a financial services company like Visa. The 10Y Treasury Yield at 4.5% and a positive Yield Spread of 0.4% suggest a potentially normalizing interest rate environment, which may affect financial sector dynamics.
Key Risks
- The relatively low Relative Strength score of 23.3/100 may indicate recent underperformance compared to the broader market or sector peers.
- Valuation multiples, including a P/E of 30.0x and P/S of 15.0x, appear elevated, which could suggest limited upside potential if growth slows.
- Persistent inflation, with CPI YoY at 4.3%, could potentially dampen consumer spending and transaction volumes, impacting Visa's revenue growth.