V - Visa Inc
The world's largest payments network, connecting billions of consumers, millions of merchants, and thousands of financial institutions in a nearly unassailable two-sided marketplace.
Finlify Score
67.0 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$370.45
+0.88%
52W Range
$293.89 - $385.57
Market Cap
$692.7B
+0.9%Compared to previous day
2026 Q1 Revenue
$11.2B
+3.0%Changes from last reporting quarter
2026 Q1 EPS
$25.31
Diluted shares
Analyst Rating
51 analysts in latest ratings feed
RSI
49.4
40-70 moderate
2Y Range Position
87%
-3.9% from high / +38.6% from low
Beta
0.83
Relative to market benchmark
MACD
-1.83
MACD line 2.15 / signal line 3.98
Fundamental Trend
Growth 73.5Financial Health
Quality 83.4Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
WATCH67.0 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $11.2B+3.0% | $10.9B+1.7% | $10.7B+5.4% | $10.2B+6.0% |
| Gross Profit | - | - | - | - |
| Operating Income | $7.2B+7.4% | $6.7B+9.6% | $6.1B-0.5% | $6.2B+13.7% |
| Net Income | $6.0B+2.9% | $5.9B+15.0% | $5.1B-3.5% | $5.3B+15.2% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Aug 1, 2026
Finlify's signal for Visa Inc (V) is WATCH, with an overall Finlify Score of 66.2 out of 100. This appears to be driven by strong fundamental and financial quality components, while technical aspects show mixed signals.
Technical
The Relative Strength score is 50.1/100, suggesting a neutral performance relative to peers, while Accumulation / Volume at 63.4/100 indicates some buying interest. The asset's RSI(14) is 63.5, which may suggest it is approaching overbought conditions, and it has seen positive recent returns of 4.3% over 20 days and 12.1% over 60 days. The stock is also very close to its 52-week high, at -0.7%.
Fundamentals
Visa's Fundamental Trend score is robust at 73.5/100, complemented by a strong Financial Quality score of 83.4/100. However, valuation metrics appear elevated, with a P/E ratio of 32.3x, P/B of 17.3x, and P/S of 16.2x. The asset exhibits a low Beta of 0.8, suggesting lower volatility relative to the market, and offers a modest Dividend Yield of 0.73%.
Macro Context
The current macro environment, characterized by a positive yield spread of 0.5% and moderate inflation (Core CPI YoY at 2.8%, Core PCE YoY at 3.3%), may offer a supportive backdrop for financial services companies like Visa, though higher interest rates (10Y Treasury at 4.7%) could impact consumer spending or borrowing costs.
Key Risks
- Elevated valuation metrics (P/E 32.3x, P/B 17.3x, P/S 16.2x) may suggest limited upside potential.
- RSI(14) at 63.5 and proximity to 52-week high (-0.7%) could indicate a short-term overbought condition or resistance.
- While inflation is moderate, sustained higher interest rates could eventually temper consumer spending or transaction volumes, impacting Visa's revenue growth.