Market OverviewFinlify
Price Date: 2026/07/30
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V - Visa Inc

The world's largest payments network, connecting billions of consumers, millions of merchants, and thousands of financial institutions in a nearly unassailable two-sided marketplace.

WATCHFinancial QualityCurrent data is close to the strongest setups and is worth monitoring closely.
MEETMEET compares latest EPS results against analyst estimates.

Finlify Score

66.2 / 100

Data Quality

FULL

Penalty

0.0

Sector

Financials

Close Price

$366.27

-0.67%

52W Range

$293.89 - $365.14

Market Cap

$645.8B

-0.7%

Compared to previous day

2026 Q1 Revenue

$11.2B

+3.0%

Changes from last reporting quarter

2026 Q1 EPS

$25.31

Diluted shares

Analyst Rating

45 Buy4 Hold0 Sell

49 analysts in latest ratings feed

RSI

64.8

40-70 moderate

2Y Range Position

92%

-2.5% from high / +44.7% from low

Beta

0.76

Relative to market benchmark

MACD

0.19

MACD line 7.19 / signal line 7.00

Fundamental Trend

Growth 73.5
Revenue QoQ+3.0%
Revenue YoY+17.1%
EPS QoQ+3.5%
EPS YoY+34.6%
Gross margin QoQ-
Operating margin QoQ+2.6%
Net margin QoQ-0.1%

Financial Health

Quality 83.4
Debt / equity0.63x
Debt ratio+23.6%
Cash / debt proxy0.55x
Cash / assets+13.1%

Data Quality

FULL
As of date2026-07-30
Latest statement2026-03-31
Penalty0.0
Missing dataNone

Valuation Reference

P/E33.01x
P/B17.27x
P/S16.55x
EV / EBITDA31.22x

Price Chart

Close price, two-year source window

Finlify Score

WATCH

66.2 / 100

Relative Strength50.1 / 100
Accumulation & Volume63.4 / 100
Fundamental Trend73.5 / 100
Financial Quality83.4 / 100
Data Quality FULLNo penalty

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$11.2B+3.0%$10.9B+1.7%$10.7B+5.4%$10.2B+6.0%
Gross Profit----
Operating Income$7.2B+7.4%$6.7B+9.6%$6.1B-0.5%$6.2B+13.7%
Net Income$6.0B+2.9%$5.9B+15.0%$5.1B-3.5%$5.3B+15.2%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Jul 25, 2026

The Finlify signal for Visa Inc (V) is "WATCH", with an overall Finlify Score of 63.4 out of 100. This signal appears to be influenced by strong fundamental and financial quality scores, somewhat offset by moderate relative strength.

Technical

Relative Strength is moderate at 43.2/100, suggesting the asset's price performance has been somewhat in line with or slightly lagging its peers. However, Accumulation / Volume is relatively strong at 60.5/100, which may indicate some buying interest. The asset has shown positive short-term momentum with a 20-day return of 5.8% and a 60-day return of 13.5%, and is currently trading just -3.7% below its 52-week high.

Fundamentals

Visa Inc exhibits strong fundamental characteristics, with a Fundamental Trend score of 73.5/100 and a high Financial Quality score of 83.4/100. The company's valuation metrics, such as a P/E ratio of 33.0x, P/B of 17.3x, and P/S of 16.6x, suggest a premium valuation. Its Beta of 0.8 indicates lower volatility compared to the broader market, and it offers a modest dividend yield of 0.76%.

Macro Context

The current macro environment, characterized by an unemployment rate of 4.2% and a positive yield spread of 0.4% (10Y-2Y), may suggest a stable economic backdrop that could generally support financial services companies like Visa. Inflation metrics, with CPI YoY at 3.7% and Core PCE YoY at 3.4%, indicate persistent but potentially moderating inflationary pressures.

Key Risks

  • Upcoming earnings announcement on 2026-07-28 could introduce volatility.
  • Premium valuation metrics (P/E 33.0x, P/B 17.3x, P/S 16.6x) may imply limited upside if growth expectations are not met.
  • Moderate Relative Strength score of 43.2/100 suggests the asset may not be significantly outperforming its peers.