Market OverviewFinlify
Price Date: 2026/06/15
UNP logo

UNP - Union Pacific Corporation

The premier western US freight railroad, operating a 32,000-mile network connecting the Pacific ports to the Midwest and Gulf — a durable infrastructure moat in American commerce.

HOLDAccumulationCurrent data is neutral to constructive, without a near-BUY setup yet.
MEETMEET compares latest EPS results against analyst estimates.

Finlify Score

56.2 / 100

Data Quality

FULL

Penalty

0.0

Sector

Industrials

Close Price

$267.32

-1.97%

52W Range

$210.84 - $279.70

Market Cap

$161.2B

-2.0%

Compared to previous day

2026 Q1 Revenue

$6.2B

+2.2%

Changes from last reporting quarter

2026 Q1 EPS

$2.87

Diluted shares

Analyst Rating

19 Buy10 Hold0 Sell

29 analysts in latest ratings feed

RSI

46.9

40-70 moderate

2Y Range Position

84%

-4.4% from high / +30.6% from low

Beta

0.97

Relative to market benchmark

MACD

-0.20

MACD line 1.50 / signal line 1.70

Fundamental Trend

Growth 60.4
Revenue QoQ+2.2%
Revenue YoY+3.2%
EPS QoQ-7.7%
EPS YoY+6.3%
Gross margin QoQ-
Operating margin QoQ+0.1%
Net margin QoQ-3.0%

Financial Health

Quality 45.3
Debt / equity-
Debt ratio-
Cash / debt proxy-
Cash / assets+1.1%

Data Quality

FULL
As of date2026-06-15
Latest statement2026-03-31
Penalty0.0
Missing dataNone

Valuation Reference

P/E21.62x
P/B7.43x
P/S6.30x
EV / EBITDA33.51x

Price Chart

Close price, two-year source window

Finlify Score

HOLD

56.2 / 100

Relative Strength53.7 / 100
Accumulation & Volume68.7 / 100
Fundamental Trend60.4 / 100
Financial Quality45.3 / 100
Data Quality FULLNo penalty

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$6.2B+2.2%$6.1B-2.5%$6.2B+1.5%$6.2B+2.1%
Gross Profit----
Operating Income$2.5B+2.4%$2.4B-5.8%$2.5B+1.0%$2.5B+6.5%
Net Income$1.7B-8.0%$1.8B+3.4%$1.8B-4.7%$1.9B+15.4%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Jun 16, 2026

Finlify's signal for UNP is HOLD, with an overall Finlify Score of 57.7 out of 100, suggesting a balanced outlook influenced by varying component strengths and a full data quality assessment.

Technical

The asset appears to exhibit moderate relative strength with a score of 57.1/100, complemented by a stronger Accumulation / Volume score of 70.9/100. Its RSI(14) of 56.6 suggests it is not currently in overbought or oversold territory, while recent returns show a 1.2% gain over 20 days and a more substantial 15.3% over 60 days, with the price being -2.4% from its 52-week high.

Fundamentals

The Fundamental Trend score of 60.4/100 indicates a generally positive direction, though the Financial Quality score of 45.3/100 appears to be a relative weakness. Valuation metrics show a P/E of 21.6x, P/B of 7.4x, and P/S of 6.3x, while the asset provides a dividend yield of 2.09% and has a Beta of 1.0, suggesting market-like volatility based on the latest financial period ending 2026-03-31.

Macro Context

Elevated inflation, with CPI YoY at 4.3% and Core CPI YoY at 3.0%, may suggest potential pressures on operational costs for a road and rail company like UNP. The positive yield spread of 0.4% (10Y Treasury at 4.5% vs 2Y at 4.0%) could indicate some underlying economic stability, but the 4.3% unemployment rate suggests a tight labor market.

Key Risks

  • The Financial Quality score of 45.3/100 suggests potential underlying financial weaknesses.
  • Current valuation multiples, such as a P/E of 21.6x and P/B of 7.4x, may appear elevated given the Financial Quality score.
  • Persistent elevated inflation (CPI YoY 4.3%) could continue to impact operational expenses for a transportation company.