Market OverviewFinlify
Price Date: 2026/07/30
UNP logo

UNP - Union Pacific Corporation

The premier western US freight railroad, operating a 32,000-mile network connecting the Pacific ports to the Midwest and Gulf — a durable infrastructure moat in American commerce.

WATCHAccumulationCurrent data is close to the strongest setups and is worth monitoring closely.
MEETMEET compares latest EPS results against analyst estimates.

Finlify Score

64.0 / 100

Data Quality

FULL

Penalty

0.0

Sector

Industrials

Close Price

$289.46

-0.93%

52W Range

$210.84 - $315.99

Market Cap

$161.5B

-0.9%

Compared to previous day

2026 Q1 Revenue

$6.2B

+2.2%

Changes from last reporting quarter

2026 Q1 EPS

$2.87

Diluted shares

Analyst Rating

19 Buy10 Hold0 Sell

29 analysts in latest ratings feed

RSI

52.1

40-70 moderate

2Y Range Position

76%

-8.4% from high / +41.4% from low

Beta

0.96

Relative to market benchmark

MACD

-1.14

MACD line 5.91 / signal line 7.05

Fundamental Trend

Growth 60.4
Revenue QoQ+2.2%
Revenue YoY+3.2%
EPS QoQ-7.7%
EPS YoY+6.3%
Gross margin QoQ-
Operating margin QoQ+0.1%
Net margin QoQ-3.0%

Financial Health

Quality 45.3
Debt / equity-
Debt ratio-
Cash / debt proxy-
Cash / assets+1.1%

Data Quality

FULL
As of date2026-07-30
Latest statement2026-03-31
Penalty0.0
Missing dataNone

Valuation Reference

P/E25.62x
P/B7.43x
P/S7.46x
EV / EBITDA38.48x

Price Chart

Close price, two-year source window

Finlify Score

WATCH

64.0 / 100

Relative Strength65.9 / 100
Accumulation & Volume91.0 / 100
Fundamental Trend60.4 / 100
Financial Quality45.3 / 100
Data Quality FULLNo penalty

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$6.2B+2.2%$6.1B-2.5%$6.2B+1.5%$6.2B+2.1%
Gross Profit----
Operating Income$2.5B+2.4%$2.4B-5.8%$2.5B+1.0%$2.5B+6.5%
Net Income$1.7B-8.0%$1.8B+3.4%$1.8B-4.7%$1.9B+15.4%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Jul 25, 2026

Finlify's signal for UNP is WATCH, with a Finlify Score of 65.7/100, suggesting a balanced outlook that considers both strong technical momentum and some areas of concern in financial quality.

Technical

The asset appears to exhibit strong technical momentum, indicated by a Relative Strength score of 75.9/100 and an Accumulation / Volume score of 81.3/100. Its RSI(14) of 71.2 suggests it may be approaching overbought territory, and it is currently at its 52-week high with a 0.0% distance, following a 17.1% return over 20 days and 13.2% over 60 days.

Fundamentals

While the Fundamental Trend score is moderate at 60.4/100, the Financial Quality score appears lower at 45.3/100. Valuation multiples such as a P/E of 25.6x, P/B of 7.4x, and P/S of 7.5x may suggest a premium valuation, though the asset offers a 1.81% dividend yield and has a Beta of 1.0.

Macro Context

The current macro environment, characterized by CPI YoY at 3.7% and Core PCE YoY at 3.4%, suggests persistent inflation, which could impact operational costs for a road and rail company like UNP. A 10Y Treasury Yield of 4.7% and a 2Y Treasury Yield of 4.3% with a positive yield spread of 0.4% may indicate a somewhat stable but higher interest rate environment, potentially influencing capital expenditures and borrowing costs.

Key Risks

  • Premium valuation multiples (P/E 25.6x, P/B 7.4x, P/S 7.5x) may limit future upside potential.
  • A lower Financial Quality score of 45.3/100 could indicate underlying financial weaknesses.
  • High RSI (71.2) and proximity to its 52-week high (0.0% distance) may suggest a potential for short-term consolidation or a pullback.