SCHW - Charles Schwab Corporation
A financial services giant democratizing investing through commission-free trading, banking, and wealth management, serving over 35 million active brokerage accounts.
Finlify Score
53.5 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$104.33
-0.13%
52W Range
$83.96 - $107.50
Market Cap
$160.5B
-0.1%Compared to previous day
2026 Q1 Revenue
$3.3B
+5.5%Changes from last reporting quarter
2026 Q1 EPS
$1.00
Diluted shares
Analyst Rating
28 analysts in latest ratings feed
RSI
53.7
40-70 moderate
2Y Range Position
93%
-2.9% from high / +70.6% from low
Beta
0.75
Relative to market benchmark
MACD
-0.03
MACD line 2.61 / signal line 2.64
Fundamental Trend
Growth 75.5Financial Health
Quality 55.8Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
HOLD53.5 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $3.3B+5.5% | $3.2B+2.6% | $3.1B+1.8% | $3.0B+4.7% |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $2.5B+0.8% | $2.5B+4.3% | $2.4B+10.9% | $2.1B+11.4% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jul 25, 2026
Finlify's signal for SCHW is HOLD, with an overall score of 51.2 out of 100. This appears to reflect a mixed outlook, where strong fundamental trends are partially offset by weaker technical indicators and a partial data quality assessment.
Technical
The Relative Strength score of 45.5/100 and a low Accumulation / Volume score of 23.1/100 may suggest some underlying weakness in price momentum and institutional interest. Despite this, the asset has seen positive short-term returns, with an 11.2% gain over 20 days and 12.0% over 60 days, while its RSI of 60.8 indicates it is not currently overbought.
Fundamentals
SCHW's Fundamental Trend score of 75.0/100 and Financial Quality score of 55.8/100 appear relatively solid. The asset trades at a P/E of 20.0x, P/B of 3.6x, and P/S of 6.4x. Its Beta of 0.8 suggests lower volatility compared to the broader market, and it offers a dividend yield of 1.26%.
Macro Context
Given SCHW's position in financial services, the current macroeconomic environment with a positive yield spread of 0.4% (10Y-2Y) and a 10Y Treasury Yield of 4.7% may present a favorable interest rate backdrop for net interest margins. However, elevated inflation metrics, with CPI YoY at 3.7% and Core PCE YoY at 3.4%, could influence consumer spending and investment behavior.
Key Risks
- The low Accumulation / Volume score of 23.1/100 may indicate limited buying interest or institutional support.
- A 'PARTIAL' Data Quality assessment, including an 'eps_proxy_used' flag and a -1.0 deduction, suggests some limitations in the underlying data coverage.
- While the yield curve is positive, persistent inflation (CPI YoY 3.7%) could lead to further monetary tightening, potentially impacting financial asset valuations.