Market OverviewFinlify
Price Date: 2026/06/15
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SCHW - Charles Schwab Corporation

A financial services giant democratizing investing through commission-free trading, banking, and wealth management, serving over 35 million active brokerage accounts.

HOLDFundamental TrendCurrent data is neutral to constructive, without a near-BUY setup yet.
MEETMEET compares latest EPS results against analyst estimates.

Finlify Score

49.6 / 100

Data Quality

PARTIAL

Penalty

-1.0

Sector

Financials

Close Price

$90.95

-0.16%

52W Range

$83.96 - $107.50

Market Cap

$151.9B

-0.2%

Compared to previous day

2026 Q1 Revenue

$3.3B

+5.5%

Changes from last reporting quarter

2026 Q1 EPS

$1.00

Diluted shares

Analyst Rating

24 Buy3 Hold1 Sell

28 analysts in latest ratings feed

RSI

54.6

40-70 moderate

2Y Range Position

64%

-15.4% from high / +49.1% from low

Beta

0.78

Relative to market benchmark

MACD

0.48

MACD line -0.25 / signal line -0.73

Fundamental Trend

Growth 75.0
Revenue QoQ+5.5%
Revenue YoY+15.4%
EPS QoQ0.0%
EPS YoY+29.9%
Gross margin QoQ-
Operating margin QoQ-
Net margin QoQ-3.5%

Financial Health

Quality 55.8
Debt / equity-
Debt ratio-
Cash / debt proxy-
Cash / assets+9.1%

Data Quality

PARTIAL
As of date2026-06-15
Latest statement2026-03-31
Penalty-1.0
Missing dataEPS proxy used

Valuation Reference

P/E17.95x
P/B3.59x
P/S5.74x
EV / EBITDA45.64x

Price Chart

Close price, two-year source window

Finlify Score

HOLD

49.6 / 100

Relative Strength30.0 / 100
Accumulation & Volume44.0 / 100
Fundamental Trend75.0 / 100
Financial Quality55.8 / 100
Data Quality PARTIALPenalty -1.0

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$3.3B+5.5%$3.2B+2.6%$3.1B+1.8%$3.0B+4.7%
Gross Profit----
Operating Income----
Net Income$2.5B+0.8%$2.5B+4.3%$2.4B+10.9%$2.1B+11.4%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Jun 16, 2026

The Finlify signal for Charles Schwab Corp (SCHW) on 2026-06-12 is HOLD, with a Finlify Score of 51.1 out of 100. This score appears to reflect a balanced outlook, influenced by a data quality deduction of -1.0 due to partial data coverage.

Technical

The Relative Strength score of 31.0/100 suggests that SCHW may have underperformed some peers, while the Accumulation / Volume score of 51.5/100 indicates a more neutral trend in buying and selling pressure. The asset's RSI(14) at 55.5 appears to be in a moderate range, and recent performance shows a 20-day return of 1.9% but a 60-day return of -2.3%.

Fundamentals

Finlify's Fundamental Trend score of 75.0/100 suggests a positive trajectory in the company's underlying financial performance, complemented by a Financial Quality score of 55.8/100. Valuation metrics show a P/E ratio of 17.9x, P/B of 3.6x, and P/S of 5.7x, which may indicate a moderate valuation for a financial services company with a Beta of 0.8 and a Dividend Yield of 1.44%.

Macro Context

The current macro environment, characterized by a 10Y Treasury Yield of 4.5% and a 2Y Treasury Yield of 4.0%, resulting in a positive yield spread of 0.4%, could potentially benefit financial institutions like Charles Schwab. Inflation metrics, with CPI YoY at 4.3% and Core CPI YoY at 3.0%, along with an unemployment rate of 4.3%, suggest a somewhat stable but inflationary economic backdrop.

Key Risks

  • Partial data quality, including the use of an EPS proxy, introduces a -1.0 deduction to the Finlify Score, which may limit the comprehensiveness of the analysis.
  • The relatively low Relative Strength score of 31.0/100 suggests that SCHW may be underperforming compared to its peers over the evaluated period.
  • The asset's current price is 15.0% below its 52-week high, which could indicate recent downward price pressure or a lack of strong upward momentum.