Market OverviewFinlify
Price Date: 2026/09/11
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SCHW - Charles Schwab Corporation

A financial services giant democratizing investing through commission-free trading, banking, and wealth management, serving over 35 million active brokerage accounts.

WATCHFundamental TrendCurrent data is close to the strongest setups and is worth monitoring closely.
MEETMEET compares latest EPS results against analyst estimates.

Finlify Score

64.8 / 100

Data Quality

FULL

Penalty

0.0

Sector

Financials

Close Price

$107.25

-0.07%

52W Range

$83.96 - $114.53

Market Cap

$189.9B

-0.1%

Compared to previous day

2026 Q1 Revenue

$3.3B

+5.5%

Changes from last reporting quarter

2026 Q1 EPS

$1.00

Diluted shares

Analyst Rating

25 Buy4 Hold1 Sell

30 analysts in latest ratings feed

RSI

35.8

<40 oversold

2Y Range Position

86%

-6.4% from high / +72.0% from low

Beta

0.75

Relative to market benchmark

MACD

-0.74

MACD line 0.38 / signal line 1.12

Fundamental Trend

Growth 75.5
Revenue QoQ+5.5%
Revenue YoY+15.4%
EPS QoQ0.0%
EPS YoY+42.1%
Gross margin QoQ-
Operating margin QoQ-
Net margin QoQ-3.5%

Financial Health

Quality 55.8
Debt / equity-
Debt ratio-
Cash / debt proxy-
Cash / assets+9.1%

Data Quality

FULL
As of date2026-09-11
Latest statement2026-03-31
Penalty0.0
Missing dataNone

Valuation Reference

P/E20.79x
P/B3.59x
P/S6.65x
EV / EBITDA48.51x

Price Chart

Close price, two-year source window

Finlify Score

WATCH

64.8 / 100

Relative Strength57.7 / 100
Accumulation & Volume72.9 / 100
Fundamental Trend75.5 / 100
Financial Quality55.8 / 100
Data Quality FULLNo penalty

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$3.3B+5.5%$3.2B+2.6%$3.1B+1.8%$3.0B+4.7%
Gross Profit----
Operating Income----
Net Income$2.5B+0.8%$2.5B+4.3%$2.4B+10.9%$2.1B+11.4%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Aug 1, 2026

The Finlify signal for SCHW is HOLD, with an overall score of 53.5/100, suggesting a balanced outlook influenced by strong fundamental trends but relatively weaker accumulation and moderate relative strength.

Technical

The Relative Strength score of 47.8/100 appears moderate, while the Accumulation / Volume score of 25.4/100 indicates relatively weaker buying pressure. The asset has shown positive recent performance, with an 8.9% return over 20 days and a 14.0% return over 60 days, and its RSI(14) at 63.6 suggests it is approaching overbought territory, though still within range, being only -2.7% from its 52-week high.

Fundamentals

The Fundamental Trend score of 75.5/100 suggests a positive trajectory in underlying business performance, complemented by a Financial Quality score of 55.8/100. Valuation metrics show a P/E ratio of 20.7x, a P/B of 3.6x, and a P/S of 6.6x. With a Beta of 0.8, the asset appears to exhibit lower volatility compared to the broader market, and it offers a dividend yield of 1.23%.

Macro Context

The macro environment, characterized by a 10Y Treasury Yield of 4.7% and a 2Y Treasury Yield of 4.2%, resulting in a positive yield spread of 0.5%, may present a favorable interest rate environment for financial services firms like SCHW. Inflation metrics such as CPI YoY at 3.7% and Core CPI YoY at 2.8% suggest persistent, albeit moderating, inflationary pressures, while an unemployment rate of 4.2% indicates a relatively stable labor market.

Key Risks

  • The Accumulation / Volume score of 25.4/100 suggests a potential lack of strong buying interest, which could limit upward momentum.
  • An RSI(14) of 63.6, combined with being only -2.7% from its 52-week high, may indicate the asset is nearing a short-term peak or could be susceptible to a pullback.
  • While the yield spread is positive, future shifts in interest rate expectations or the yield curve could impact the profitability of financial institutions.