Market OverviewFinlify
Price Date: 2026/07/30
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MSFT - Microsoft Corporation

The enterprise software titan behind Windows, Office, and Azure cloud — and the most prominent corporate backer of OpenAI, making it a central player in the AI era.

AVOIDWeak Technical SetupCurrent data points to a weaker relative setup or heavier score deductions.
MEETMEET compares latest EPS results against analyst estimates.

Finlify Score

46.4 / 100

Data Quality

FULL

Penalty

0.0

Sector

Information Technology

Close Price

$451.10

+15.51%

52W Range

$349.20 - $555.45

Market Cap

$2.8T

+15.5%

Compared to previous day

2026 Q1 Revenue

$82.9B

+2.0%

Changes from last reporting quarter

2026 Q1 EPS

$4.27

Diluted shares

Analyst Rating

63 Buy5 Hold0 Sell

68 analysts in latest ratings feed

RSI

73.6

>70 overbought

2Y Range Position

50%

-18.8% from high / +30.8% from low

Beta

1.12

Relative to market benchmark

MACD

4.44

MACD line 4.41 / signal line -0.04

Fundamental Trend

Growth 58.7
Revenue QoQ+2.0%
Revenue YoY+18.3%
EPS QoQ-17.1%
EPS YoY+23.4%
Gross margin QoQ-0.4%
Operating margin QoQ-0.8%
Net margin QoQ-9.0%

Financial Health

Quality 61.4
Debt / equity0.08x
Debt ratio+4.5%
Cash / debt proxy1.02x
Cash / assets+4.6%

Data Quality

FULL
As of date2026-07-30
Latest statement2026-03-31
Penalty0.0
Missing dataNone

Valuation Reference

P/E27.83x
P/B10.76x
P/S10.06x
EV / EBITDA40.57x

Price Chart

Close price, two-year source window

Finlify Score

AVOID

46.4 / 100

Relative Strength25.5 / 100
Accumulation & Volume47.8 / 100
Fundamental Trend58.7 / 100
Financial Quality61.4 / 100
Data Quality FULLNo penalty

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$82.9B+2.0%$81.3B+4.6%$77.7B+1.6%$76.4B+9.1%
Gross Profit$56.1B+1.4%$55.3B+3.1%$53.6B+2.3%$52.4B+8.9%
Operating Income$38.4B+0.3%$38.3B+0.8%$38.0B+10.6%$34.3B+7.3%
Net Income$31.8B-17.4%$38.5B+38.6%$27.7B+1.9%$27.2B+5.5%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Jul 25, 2026

The Finlify signal for MSFT is HOLD, with a Finlify Score of 48.0 out of 100. This suggests a neutral stance, reflecting a mix of moderate fundamental strength and accumulation balanced against weaker relative strength.

Technical

The asset's technical posture appears mixed. While Accumulation / Volume scores highly at 82.1/100, indicating significant buying interest, its Relative Strength is notably low at 13.2/100. The 60-day return shows a decline of -10.2%, and the asset is currently -29.6% from its 52-week high, suggesting recent underperformance despite a positive 20-day return of 4.4%. The RSI(14) at 44.7 indicates a neutral momentum.

Fundamentals

Fundamentally, MSFT shows moderate strength, with a Fundamental Trend score of 58.7/100 and Financial Quality at 61.4/100, based on data up to 2026-03-31. The valuation metrics, such as a P/E of 27.8x, P/B of 10.8x, and P/S of 10.1x, appear elevated, which is common for a technology company of this scale. A Beta of 1.1 suggests the stock may exhibit slightly higher volatility than the broader market, and it offers a dividend yield of 0.95%.

Macro Context

The current macro environment, characterized by a 10Y Treasury Yield of 4.7% and a 2Y Treasury Yield of 4.3%, suggests a higher interest rate landscape. Persistent inflation, with CPI YoY at 3.7% and Core PCE YoY at 3.4%, could potentially influence growth stock valuations like MSFT. The narrow positive yield spread of 0.4% (10Y-2Y) and an unemployment rate of 4.2% indicate a relatively stable but potentially tightening economic backdrop.

Key Risks

  • Recent underperformance, with a 60-day return of -10.2% and a significant -29.6% distance from its 52-week high.
  • Elevated valuation multiples (P/E of 27.8x, P/B of 10.8x, P/S of 10.1x) in a higher interest rate environment.
  • Upcoming earnings report on 2026-07-29, which could introduce volatility.