MA - Mastercard Inc
A global payments network processing trillions in transactions annually, benefiting from the secular shift from cash to digital payments across both developed and emerging markets.
Finlify Score
52.5 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$569.19
+0.68%
52W Range
$464.52 - $601.62
Market Cap
$516.2B
+0.7%Compared to previous day
2026 Q1 Revenue
$8.4B
-4.6%Changes from last reporting quarter
2026 Q1 EPS
$4.35
Diluted shares
Analyst Rating
54 analysts in latest ratings feed
RSI
42.7
40-70 moderate
2Y Range Position
76%
-5.4% from high / +22.5% from low
Beta
0.81
Relative to market benchmark
MACD
-4.30
MACD line 3.00 / signal line 7.29
Fundamental Trend
Growth 35.3Financial Health
Quality 79.4Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
HOLD52.5 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $8.4B-4.6% | $8.8B+2.4% | $8.6B+5.8% | $8.1B+12.2% |
| Gross Profit | - | - | - | - |
| Operating Income | $4.9B-0.1% | $4.9B-3.0% | $5.1B+5.9% | $4.8B+15.1% |
| Net Income | $3.9B-4.4% | $4.1B+3.4% | $3.9B+6.1% | $3.7B+12.8% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Aug 1, 2026
Finlify's signal for Mastercard (MA) on 2026-07-30 is HOLD, with an overall Finlify Score of 50.0/100, suggesting a balanced outlook influenced by strong financial quality but weaker fundamental trends and technical momentum.
Technical
The asset's Relative Strength score of 46.5/100 and Accumulation / Volume score of 42.5/100 appear to suggest somewhat neutral to weaker technical momentum. The RSI(14) at 72.3 indicates the asset may be approaching overbought conditions, following recent strong performance with a 20-day return of 10.5% and a 60-day return of 14.4%, placing it very close to its 52-week high at -0.5%.
Fundamentals
Despite a strong Financial Quality score of 79.4/100, the Fundamental Trend score is relatively low at 35.3/100, which may suggest some concerns regarding recent fundamental developments. Mastercard appears to trade at high valuation multiples, with a P/E of 33.7x, P/B of 66.3x, and P/S of 15.4x. The asset exhibits a Beta of 0.7, indicating lower volatility relative to the broader market, and offers a Dividend Yield of 0.60%.
Macro Context
The current macro environment, with CPI YoY at 3.7% and Core CPI YoY at 2.8%, suggests persistent inflation, which could influence consumer spending patterns relevant to a financial services company like Mastercard. The positive yield spread of 0.5% (10Y-2Y) may indicate a less immediate recessionary concern, but the 10Y Treasury Yield at 4.7% could still impact discount rates and investment sentiment.
Key Risks
- High valuation multiples (P/E 33.7x, P/B 66.3x, P/S 15.4x) may indicate limited upside potential.
- RSI(14) at 72.3 suggests the asset could be in overbought territory, potentially preceding a pullback.
- The relatively low Fundamental Trend score of 35.3/100, despite strong financial quality, might signal underlying concerns in recent fundamental developments.