MA - Mastercard Inc
A global payments network processing trillions in transactions annually, benefiting from the secular shift from cash to digital payments across both developed and emerging markets.
Finlify Score
50.0 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$577.35
+2.49%
52W Range
$464.52 - $601.77
Market Cap
$453.8B
+2.5%Compared to previous day
2026 Q1 Revenue
$8.4B
-4.6%Changes from last reporting quarter
2026 Q1 EPS
$4.35
Diluted shares
Analyst Rating
52 analysts in latest ratings feed
RSI
73.8
>70 overbought
2Y Range Position
85%
-4.1% from high / +31.3% from low
Beta
0.74
Relative to market benchmark
MACD
2.52
MACD line 14.17 / signal line 11.65
Fundamental Trend
Growth 35.3Financial Health
Quality 79.4Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
HOLD50.0 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $8.4B-4.6% | $8.8B+2.4% | $8.6B+5.8% | $8.1B+12.2% |
| Gross Profit | - | - | - | - |
| Operating Income | $4.9B-0.1% | $4.9B-3.0% | $5.1B+5.9% | $4.8B+15.1% |
| Net Income | $3.9B-4.4% | $4.1B+3.4% | $3.9B+6.1% | $3.7B+12.8% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jul 25, 2026
Finlify's signal for Mastercard (MA) on 2026-07-23 is AVOID, with an overall Finlify Score of 45.5/100. This appears to be influenced by lower scores in Fundamental Trend and Relative Strength, despite strong Financial Quality.
Technical
The Relative Strength score of 32.0/100 and Accumulation / Volume score of 44.0/100 suggest some underlying weakness in price momentum and buying interest. While the asset has seen positive 20-day (7.3%) and 60-day (4.7%) returns, its RSI(14) is at 54.2, and it remains -8.6% from its 52-week high.
Fundamentals
Despite a strong Financial Quality score of 79.4/100, the Fundamental Trend score is notably lower at 35.3/100, which may indicate some concerns regarding the direction of underlying business performance. Mastercard's valuation multiples appear elevated with a P/E of 31.4x, P/B of 66.3x, and P/S of 14.3x, while offering a modest dividend yield of 0.66% and a Beta of 0.7.
Macro Context
The current macro environment, characterized by a CPI YoY of 3.7% and Core PCE YoY of 3.4%, along with a 10Y Treasury Yield of 4.7%, could suggest a challenging backdrop for consumer spending and credit growth, potentially impacting a financial services company like Mastercard.
Key Risks
- Upcoming earnings report on 2026-07-30 could introduce volatility.
- Lower Fundamental Trend score (35.3/100) despite high Financial Quality may signal underlying business concerns.
- Elevated valuation multiples (e.g., P/E of 31.4x) could imply limited upside potential.