MA - Mastercard Inc
A global payments network processing trillions in transactions annually, benefiting from the secular shift from cash to digital payments across both developed and emerging markets.
Finlify Score
41.3 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$490.64
+0.13%
52W Range
$464.52 - $601.77
Market Cap
$436.5B
+0.1%Compared to previous day
2026 Q1 Revenue
$8.4B
-4.6%Changes from last reporting quarter
2026 Q1 EPS
$4.35
Diluted shares
Analyst Rating
51 analysts in latest ratings feed
RSI
48.4
40-70 moderate
2Y Range Position
36%
-18.5% from high / +14.4% from low
Beta
0.74
Relative to market benchmark
MACD
0.69
MACD line -2.97 / signal line -3.65
Fundamental Trend
Growth 35.3Financial Health
Quality 79.4Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
AVOID41.3 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $8.4B-4.6% | $8.8B+2.4% | $8.6B+5.8% | $8.1B+12.2% |
| Gross Profit | - | - | - | - |
| Operating Income | $4.9B-0.1% | $4.9B-3.0% | $5.1B+5.9% | $4.8B+15.1% |
| Net Income | $3.9B-4.4% | $4.1B+3.4% | $3.9B+6.1% | $3.7B+12.8% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jun 16, 2026
Finlify's signal for Mastercard Inc (MA) on 2026-06-12 is 'AVOID', with a Finlify Score of 41.4/100, suggesting a cautious stance. This appears to be influenced by lower scores in Relative Strength and Fundamental Trend, despite strong Financial Quality.
Technical
The asset's Relative Strength score is low at 17.9/100, indicating limited outperformance compared to peers. Recent price performance also appears subdued, with a 20-day return of 0.0% and a 60-day return of 0.3%, while the RSI(14) is near neutral at 48.1. MA is also trading 16.2% below its 52-week high.
Fundamentals
While Financial Quality is strong at 79.4/100, the Fundamental Trend score is lower at 35.3/100, which may suggest some underlying concerns. Valuation metrics appear elevated, with a P/E ratio of 28.9x, a P/B ratio of 66.3x, and a P/S ratio of 13.2x. The company does offer a dividend yield of 0.72% and has a Beta of 0.7, indicating lower volatility relative to the market.
Macro Context
The prevailing macro environment, characterized by elevated inflation with CPI YoY at 4.3% and Core PCE YoY at 3.3%, alongside a 10-year Treasury yield of 4.5%, could potentially influence consumer spending patterns and the broader financial services sector. The unemployment rate stands at 4.3%, with a positive yield spread of 0.4% (10Y-2Y).
Key Risks
- The low Relative Strength score of 17.9/100 and minimal recent price returns (0.0% over 20 days, 0.3% over 60 days) may indicate a lack of positive momentum for MA.
- Elevated valuation multiples, such as a P/E of 28.9x and P/B of 66.3x, coupled with a lower Fundamental Trend score of 35.3/100, could suggest that the asset's price may not be fully supported by its underlying fundamental trajectory.
- The broader economic environment with persistent inflation (CPI YoY at 4.3%) and higher interest rates (10Y Treasury at 4.5%) could potentially impact consumer transaction volumes and overall growth for financial services companies like Mastercard.