C - Citigroup Inc
A global banking giant undergoing a major transformation, streamlining its international network to refocus on institutional clients, treasury services, and corporate banking.
Finlify Score
83.7 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$132.32
+4.08%
52W Range
$87.94 - $147.96
Market Cap
$240.0B
+4.1%Compared to previous day
2026 Q1 Revenue
$24.6B
+24.0%Changes from last reporting quarter
2026 Q1 EPS
$3.06
Diluted shares
Analyst Rating
28 analysts in latest ratings feed
RSI
37.1
<40 oversold
2Y Range Position
83%
-10.6% from high / +147.3% from low
Beta
1.11
Relative to market benchmark
MACD
-0.51
MACD line -1.75 / signal line -1.23
Fundamental Trend
Growth 98.0Financial Health
Quality 94.9Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
BUY83.7 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $24.6B+24.0% | $19.9B-10.0% | $22.1B+1.9% | $21.7B+0.3% |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $5.8B+134.1% | $2.5B-34.1% | $3.8B-6.6% | $4.0B-1.1% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jul 25, 2026
Finlify's quantitative signal for Citigroup Inc (C) on 2026-07-23 is a BUY, with a strong Finlify Score of 82.6/100. This signal appears to be significantly influenced by exceptionally high scores in Fundamental Trend and Financial Quality, based on full data coverage with no deductions.
Technical
The asset's Relative Strength score of 69.2/100 and Accumulation / Volume score of 67.2/100 may suggest some underlying positive momentum or buying interest. However, the 20-day return of -8.2% and an RSI(14) of 43.0 could indicate recent price weakness, despite the stock being only -9.5% from its 52-week high.
Fundamentals
Citigroup's Fundamental Trend score of 98.0/100 and Financial Quality score of 94.9/100 appear robust, potentially reflecting strong underlying business health as of the latest financial period ending 2026-03-31. The asset trades at a P/B of 1.0x and a P/S of 1.1x, which may suggest a reasonable valuation, complemented by a 2.03% dividend yield and a Beta of 1.1.
Macro Context
The macro environment, with a positive yield spread of 0.4% (10Y Treasury Yield at 4.7% versus 2Y at 4.3%), could be generally supportive for banking sector profitability. However, elevated inflation metrics such as CPI YoY at 3.7% and Core PCE YoY at 3.4% may present ongoing challenges for economic stability and monetary policy decisions.
Key Risks
- Recent price performance indicates a 20-day return of -8.2% and an RSI(14) of 43.0, suggesting potential short-term downward pressure.
- A Beta of 1.1 indicates that the asset may exhibit higher volatility compared to the broader market, potentially leading to larger price swings.
- Persistent inflation, with CPI YoY at 3.7% and Core PCE YoY at 3.4%, could lead to further interest rate adjustments or economic slowdowns, potentially impacting the banking sector.