C - Citigroup Inc
A global banking giant undergoing a major transformation, streamlining its international network to refocus on institutional clients, treasury services, and corporate banking.
Finlify Score
81.9 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$141.21
+0.99%
52W Range
$76.11 - $141.12
Market Cap
$215.9B
+1.0%Compared to previous day
2026 Q1 Revenue
$24.6B
+24.0%Changes from last reporting quarter
2026 Q1 EPS
$3.06
Diluted shares
Analyst Rating
28 analysts in latest ratings feed
RSI
74.4
>70 overbought
2Y Range Position
97%
-1.6% from high / +163.9% from low
Beta
1.10
Relative to market benchmark
MACD
1.17
MACD line 3.60 / signal line 2.42
Fundamental Trend
Growth 98.0Financial Health
Quality 94.9Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
BUY81.9 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $24.6B+24.0% | $19.9B-10.0% | $22.1B+1.9% | $21.7B+0.3% |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $5.8B+134.1% | $2.5B-34.1% | $3.8B-6.6% | $4.0B-1.1% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jun 16, 2026
The Finlify signal for Citigroup Inc (C) is a BUY, with a Finlify Score of 81.1 out of 100. This appears to be driven by very strong Fundamental Trend and Financial Quality scores, despite a lower Accumulation / Volume score.
Technical
The asset exhibits strong recent price performance, with a 20-day return of 12.0% and a 60-day return of 28.7%, and is currently at its 52-week high. The Relative Strength score of 86.8/100 suggests robust price momentum, although the Accumulation / Volume score of 23.1/100 indicates less strong buying pressure or volume trends. The RSI(14) at 69.4 appears to be approaching overbought conditions.
Fundamentals
Fundamental analysis indicates a very strong Fundamental Trend score of 98.0/100 and a high Financial Quality score of 94.9/100. Valuation metrics show a P/E ratio of 16.8x, P/B of 1.0x, and P/S of 1.1x. The asset has a Beta of 1.1, suggesting it may be slightly more volatile than the broader market, and offers a dividend yield of 1.74%.
Macro Context
For a banking asset like Citigroup, the macroeconomic environment with a 10Y Treasury Yield of 4.5% and a positive yield spread of 0.4% (10Y-2Y) could be supportive of net interest margins. However, elevated inflation, with CPI YoY at 4.3% and Core CPI at 3.0%, may suggest ongoing monetary policy considerations that could influence lending and deposit costs.
Key Risks
- The low Accumulation / Volume score of 23.1/100 suggests that institutional buying interest or volume trends may not be strongly supporting the recent price appreciation.
- The asset is currently at its 52-week high (0.0% distance from 52w High), which could indicate a potential for short-term consolidation or resistance after significant gains.
- Elevated inflation, with CPI YoY at 4.3% and Core CPI at 3.0%, may lead to continued monetary tightening or impact consumer spending and loan demand for a banking institution.