C - Citigroup Inc
A global banking giant undergoing a major transformation, streamlining its international network to refocus on institutional clients, treasury services, and corporate banking.
Finlify Score
78.6 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$138.82
+0.23%
52W Range
$93.66 - $147.96
Market Cap
$220.8B
+0.2%Compared to previous day
2026 Q1 Revenue
$24.6B
+24.0%Changes from last reporting quarter
2026 Q1 EPS
$3.06
Diluted shares
Analyst Rating
28 analysts in latest ratings feed
RSI
75.1
>70 overbought
2Y Range Position
90%
-6.2% from high / +150.1% from low
Beta
1.15
Relative to market benchmark
MACD
0.64
MACD line 0.90 / signal line 0.26
Fundamental Trend
Growth 98.0Financial Health
Quality 94.9Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
BUY78.6 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $24.6B+24.0% | $19.9B-10.0% | $22.1B+1.9% | $21.7B+0.3% |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $5.8B+134.1% | $2.5B-34.1% | $3.8B-6.6% | $4.0B-1.1% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Aug 1, 2026
Finlify's quantitative signal for Citigroup Inc (C) on 2026-07-30 is a BUY, supported by a strong Finlify Score of 83.7/100, indicating robust underlying factors across its components.
Technical
The asset appears to exhibit solid technical momentum, with Relative Strength at 70.0/100 and Accumulation / Volume at 72.4/100. While the 20-day return shows a decline of -5.6%, the 60-day return indicates a positive 5.3%, and the asset is currently -9.2% from its 52-week high, with an RSI of 46.6 suggesting it is not currently overbought or oversold.
Fundamentals
Fundamental analysis suggests a very strong underlying financial position, with a Fundamental Trend score of 98.0/100 and Financial Quality at 94.9/100. The asset's valuation metrics, such as a P/E of 15.9x, P/B of 1.0x, and P/S of 1.1x, appear reasonable for the banking sector, and it offers a dividend yield of 2.03%.
Macro Context
The macro environment, characterized by a positive yield spread of 0.5% (10Y-2Y), may present a favorable backdrop for banking sector profitability. Inflation metrics like CPI YoY at 3.7% and Core PCE YoY at 3.3% suggest ongoing inflationary pressures, which central bank responses could influence.
Key Risks
- Recent short-term price underperformance, as indicated by the -5.6% 20-day return.
- Potential sensitivity to interest rate changes given its Beta of 1.1 and the current inflationary environment.
- Future economic conditions could impact loan demand and credit quality for a banking institution.