BAC - Bank of America Corporation
The second-largest US bank by assets, offering a full range of consumer banking, investment banking, and wealth management services through its Merrill Lynch arm.
Finlify Score
70.2 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$62.69
+0.21%
52W Range
$46.12 - $65.22
Market Cap
$433.1B
+0.2%Compared to previous day
2026 Q1 Revenue
$30.3B
-2.9%Changes from last reporting quarter
2026 Q1 EPS
$1.11
Diluted shares
Analyst Rating
29 analysts in latest ratings feed
RSI
58.6
40-70 moderate
2Y Range Position
92%
-3.9% from high / +89.6% from low
Beta
1.19
Relative to market benchmark
MACD
-0.07
MACD line 0.19 / signal line 0.26
Fundamental Trend
Growth 41.0Financial Health
Quality 91.5Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
WATCH70.2 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $30.3B-2.9% | $31.2B+11.0% | $28.1B+6.1% | $26.5B-3.3% |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $8.6B+14.0% | $7.5B-11.1% | $8.5B+19.0% | $7.1B-3.8% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Aug 1, 2026
The Finlify signal for BAC is WATCH, with a score of 66.3 out of 100, suggesting a neutral stance that warrants close monitoring. This appears to be driven by strong financial quality and positive technical momentum, somewhat offset by a weaker fundamental trend.
Technical
The technical picture for BAC appears robust, with a Relative Strength score of 68.0/100 and an Accumulation / Volume score of 71.6/100, indicating positive price momentum and buying interest. The asset has shown strong recent performance, with a 60-day return of 18.3% and is currently trading only -1.4% below its 52-week high, while its RSI(14) of 61.4 suggests healthy momentum.
Fundamentals
While the Financial Quality score is exceptionally strong at 91.5/100, the Fundamental Trend score of 41.0/100 suggests some underlying weakness or deceleration in fundamental performance as of the latest financial period ending 2026-03-31. BAC trades at a P/E of 14.4x and a P/B of 1.3x, and offers a dividend yield of 2.07%, which may appeal to income-focused investors, though its Beta of 1.2 indicates slightly higher volatility compared to the broader market.
Macro Context
The macro environment, characterized by a 10Y Treasury Yield of 4.7% and a positive but relatively narrow yield spread of 0.5%, may present both opportunities and challenges for the banking sector. Inflation metrics like CPI YoY at 3.7% and Core PCE YoY at 3.3% suggest persistent inflationary pressures, which could influence central bank policy and impact BAC's net interest margin.
Key Risks
- The Fundamental Trend score of 41.0/100 suggests a potential deceleration in underlying business performance, which warrants close observation.
- As a banking stock, BAC's profitability is sensitive to interest rate changes; a shift in the current macro interest rate environment could impact its net interest margin.
- With a Beta of 1.2, BAC appears to be more volatile than the overall market, which could lead to larger price swings during periods of market uncertainty.