Market OverviewFinlify
Price Date: 2026/06/15
BAC logo

BAC - Bank of America Corporation

The second-largest US bank by assets, offering a full range of consumer banking, investment banking, and wealth management services through its Merrill Lynch arm.

WATCHFinancial QualityCurrent data is close to the strongest setups and is worth monitoring closely.
BEATBEAT compares latest EPS results against analyst estimates.

Finlify Score

67.0 / 100

Data Quality

FULL

Penalty

0.0

Sector

Financials

Close Price

$55.87

-0.27%

52W Range

$43.66 - $57.55

Market Cap

$366.2B

-0.3%

Compared to previous day

2026 Q1 Revenue

$30.3B

-2.9%

Changes from last reporting quarter

2026 Q1 EPS

$1.11

Diluted shares

Analyst Rating

24 Buy5 Hold0 Sell

29 analysts in latest ratings feed

RSI

72.2

>70 overbought

2Y Range Position

93%

-2.9% from high / +69.0% from low

Beta

1.20

Relative to market benchmark

MACD

0.41

MACD line 1.04 / signal line 0.63

Fundamental Trend

Growth 41.0
Revenue QoQ-2.9%
Revenue YoY+10.6%
EPS QoQ+15.6%
EPS YoY+23.3%
Gross margin QoQ-
Operating margin QoQ-
Net margin QoQ+4.2%

Financial Health

Quality 91.5
Debt / equity1.08x
Debt ratio+9.3%
Cash / debt proxy0.74x
Cash / assets+6.9%

Data Quality

FULL
As of date2026-06-15
Latest statement2026-03-31
Penalty0.0
Missing dataNone

Valuation Reference

P/E12.95x
P/B1.32x
P/S2.48x
EV / EBITDA89.73x

Price Chart

Close price, two-year source window

Finlify Score

WATCH

67.0 / 100

Relative Strength63.2 / 100
Accumulation & Volume85.1 / 100
Fundamental Trend41.0 / 100
Financial Quality91.5 / 100
Data Quality FULLNo penalty

Score History

Finlify Score and component trend

Financial Statements

Calendar year view. Figures are estimates only. For official figures, refer to the company website.

2026 Q12025 Q42025 Q32025 Q2
Revenue$30.3B-2.9%$31.2B+11.0%$28.1B+6.1%$26.5B-3.3%
Gross Profit----
Operating Income----
Net Income$8.6B+14.0%$7.5B-11.1%$8.5B+19.0%$7.1B-3.8%

Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.

AI Signal

Generated Jun 16, 2026

Finlify's signal for BAC is 'WATCH' with an overall score of 66.4/100, driven by strong Financial Quality and Accumulation/Volume, though the Fundamental Trend appears less robust.

Technical

BAC's Relative Strength of 61.5/100 and a strong Accumulation/Volume score of 85.1/100 suggest notable buying interest. The asset's RSI(14) at 71.7, combined with a 20-day return of 12.4% and being only -2.1% from its 52-week high, may indicate a period of strong recent performance.

Fundamentals

The asset exhibits strong Financial Quality at 91.5/100, although its Fundamental Trend score is lower at 41.0/100, potentially indicating some underlying challenges. With a P/E of 12.9x and a P/B of 1.3x, the valuation appears reasonable for a banking sector stock, and it offers a dividend yield of 2.03%.

Macro Context

The positive Yield Spread of 0.4% (10Y-2Y) may be favorable for banking net interest margins, while elevated inflation (CPI YoY 4.3%) and a 10Y Treasury Yield of 4.5% suggest a higher interest rate environment that could impact the banking sector.

Key Risks

  • The RSI(14) of 71.7 and proximity to its 52-week high (-2.1%) may suggest the asset is approaching short-term overbought conditions.
  • A Fundamental Trend score of 41.0/100 indicates potential headwinds in underlying business trends, despite strong financial quality.
  • Elevated inflation metrics, such as CPI YoY at 4.3%, could lead to sustained higher interest rates, potentially impacting loan demand or credit quality for banking assets.