BAC - Bank of America Corporation
The second-largest US bank by assets, offering a full range of consumer banking, investment banking, and wealth management services through its Merrill Lynch arm.
Finlify Score
66.3 / 100
Data Quality
FULL
Penalty
0.0
Sector
Financials
Close Price
$61.73
+1.08%
52W Range
$44.75 - $62.27
Market Cap
$404.4B
+1.1%Compared to previous day
2026 Q1 Revenue
$30.3B
-2.9%Changes from last reporting quarter
2026 Q1 EPS
$1.11
Diluted shares
Analyst Rating
29 analysts in latest ratings feed
RSI
62.1
40-70 moderate
2Y Range Position
96%
-2.0% from high / +86.7% from low
Beta
1.18
Relative to market benchmark
MACD
-0.14
MACD line 1.35 / signal line 1.49
Fundamental Trend
Growth 41.0Financial Health
Quality 91.5Data Quality
FULLValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
WATCH66.3 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | $30.3B-2.9% | $31.2B+11.0% | $28.1B+6.1% | $26.5B-3.3% |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $8.6B+14.0% | $7.5B-11.1% | $8.5B+19.0% | $7.1B-3.8% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jul 25, 2026
The Finlify signal for BAC is 'WATCH' with a Finlify Score of 63.5/100, suggesting a neutral to moderately positive outlook. This appears driven by strong financial quality and relative strength, tempered by a weaker fundamental trend.
Technical
The asset exhibits strong recent price performance, indicated by a Relative Strength score of 68.2/100 and a 60-day return of 16.4%. BAC is trading very close to its 52-week high, at -0.6% distance, and its RSI(14) of 65.3 suggests it is approaching the higher end of its momentum range. Accumulation / Volume is moderate at 54.5/100.
Fundamentals
BAC's Financial Quality is notably strong at 91.5/100, which may indicate robust underlying health for the banking institution. However, the Fundamental Trend score of 41.0/100 appears weaker, potentially suggesting some concerns regarding recent fundamental momentum. The asset trades at a P/E of 14.4x and P/B of 1.3x, and offers a dividend yield of 1.83%.
Macro Context
The positive yield spread of 0.4% (10Y Treasury Yield at 4.7% vs. 2Y Treasury Yield at 4.3%) may suggest a potentially favorable environment for banking profitability. Inflation metrics, with CPI YoY at 3.7% and Core PCE YoY at 3.4%, alongside an unemployment rate of 4.2%, indicate a moderately inflationary but stable economic backdrop.
Key Risks
- The Fundamental Trend score of 41.0/100 appears relatively low, which may suggest some underlying challenges or decelerating growth in its core business.
- The RSI(14) at 65.3, combined with the asset being very close to its 52-week high (-0.6%), could indicate a potential for short-term price consolidation or pullback.
- While the yield spread is positive, the overall elevated interest rate environment could present challenges for loan demand or credit quality for a banking institution like BAC.