AXP - American Express Co
A premium payments and financial services network known for its charge cards, travel benefits, and affluent customer base — a franchise built on loyalty and brand prestige.
Finlify Score
54.8 / 100
Data Quality
PARTIAL
Penalty
-1.0
Sector
Financials
Close Price
$337.52
+1.82%
52W Range
$288.34 - $387.49
Market Cap
$230.8B
+1.8%Compared to previous day
2026 Q1 Revenue
-
Changes from last reporting quarter
2026 Q1 EPS
$4.28
Diluted shares
Analyst Rating
36 analysts in latest ratings feed
RSI
40.4
40-70 moderate
2Y Range Position
70%
-12.9% from high / +53.1% from low
Beta
1.07
Relative to market benchmark
MACD
-3.04
MACD line -0.34 / signal line 2.71
Fundamental Trend
Growth 67.5Financial Health
Quality 70.4Data Quality
PARTIALValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
HOLD54.8 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $3.0B+20.7% | $2.5B-15.2% | $2.9B+0.6% | $2.9B+11.6% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jul 25, 2026
Finlify's quantitative signal for American Express Co (AXP) on 2026-07-23 is HOLD, with an overall Finlify Score of 49.6/100. This score, coupled with a 'PARTIAL' data quality status, suggests a neutral to slightly below-average outlook based on its component scores.
Technical
The Relative Strength score of 42.4/100 and Accumulation / Volume score of 38.8/100 appear to be below average, which may indicate some underlying technical weakness. The asset's RSI(14) is at 47.0, suggesting it is not currently in overbought or oversold territory. While the 20-day return shows a slight decline of -0.5%, the 60-day return indicates a gain of 6.9%, and the price is 11.4% below its 52-week high.
Fundamentals
AXP's Fundamental Trend score of 67.5/100 and Financial Quality score of 70.4/100 appear relatively strong, suggesting solid underlying financial health. The company trades at a P/E of 20.4x, P/B of 7.6x, and P/S of 2.8x. With a Beta of 1.1, the stock may exhibit slightly higher volatility than the broader market, and it offers a dividend yield of 1.11%.
Macro Context
The current macro environment, characterized by elevated CPI YoY at 3.7% and Core PCE YoY at 3.4%, alongside a 10-year Treasury yield of 4.7%, may present a mixed picture for a financial services company like AXP. While higher rates could benefit lending margins, persistent inflation might impact consumer spending and credit quality, potentially affecting AXP's business.
Key Risks
- The 'PARTIAL' data quality, with missing revenue and margin trend data, suggests that the Finlify score may have limitations in its comprehensive assessment.
- Upcoming earnings on 2026-07-24 could introduce significant price volatility, as market reactions to financial results can be unpredictable.
- Below-average technical scores for Relative Strength (42.4/100) and Accumulation / Volume (38.8/100) may indicate a lack of strong buying momentum.