AXP - American Express Co
A premium payments and financial services network known for its charge cards, travel benefits, and affluent customer base — a franchise built on loyalty and brand prestige.
Finlify Score
46.8 / 100
Data Quality
PARTIAL
Penalty
-1.0
Sector
Financials
Close Price
$335.38
+3.05%
52W Range
$286.15 - $387.49
Market Cap
$215.9B
+3.1%Compared to previous day
2026 Q1 Revenue
-
Changes from last reporting quarter
2026 Q1 EPS
$4.28
Diluted shares
Analyst Rating
35 analysts in latest ratings feed
RSI
67.5
40-70 moderate
2Y Range Position
69%
-13.4% from high / +52.1% from low
Beta
1.06
Relative to market benchmark
MACD
2.39
MACD line 2.39 / signal line 0.00
Fundamental Trend
Growth 67.5Financial Health
Quality 70.4Data Quality
PARTIALValuation Reference
Price Chart
Close price, two-year source window
Finlify Score
HOLD46.8 / 100
Score History
Finlify Score and component trend
Financial Statements
Calendar year view. Figures are estimates only. For official figures, refer to the company website.
| 2026 Q1 | 2025 Q4 | 2025 Q3 | 2025 Q2 | |
|---|---|---|---|---|
| Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Net Income | $3.0B+20.7% | $2.5B-15.2% | $2.9B+0.6% | $2.9B+11.6% |
Columns use the calendar quarter of each reported period end date. QoQ is shown for adjacent company reporting quarters only.
AI Signal
Generated Jun 16, 2026
The Finlify signal for AXP is AVOID, with a Finlify Score of 43.9 out of 100, primarily influenced by lower scores in technical components despite relatively stronger fundamental metrics. The data quality is PARTIAL, which may limit the overall confidence in the signal.
Technical
The technical components appear to be a significant factor in the AVOID signal, with Relative Strength at 39.2/100 and Accumulation / Volume notably low at 18.7/100. While the asset has seen positive short-term returns of 4.1% over 20 days and 10.5% over 60 days, its RSI(14) of 60.3 suggests it is approaching the higher end of its typical range, and it remains 15.4% below its 52-week high.
Fundamentals
Fundamentally, AXP appears to exhibit some strength, with a Fundamental Trend score of 67.5/100 and Financial Quality at 70.4/100. The asset trades at a P/E of 20.4x and a P/B of 7.6x, and has a Beta of 1.1, suggesting slightly higher volatility than the broader market. AXP also offers a dividend yield of 1.19%, and its latest earnings report indicated a beat.
Macro Context
The macro environment presents a mixed picture for financial services, with the 10Y Treasury Yield at 4.5% and a positive yield spread of 0.4% (10Y-2Y), which could be supportive for net interest margins. However, inflation measures like CPI YoY at 4.3% and Core PCE YoY at 3.3% remain elevated, potentially influencing consumer spending and credit quality for a company like American Express.
Key Risks
- The PARTIAL data quality, specifically missing revenue and margin trend data, may limit the completeness of the financial assessment.
- The significantly low Accumulation / Volume score of 18.7/100 suggests a potential lack of strong buying interest or underlying selling pressure.
- Elevated inflation metrics, with CPI YoY at 4.3% and Core PCE YoY at 3.3%, could pose risks to consumer spending and credit performance for a financial services company.